Psychometric Questionnaire

Investment Preferences

The following questions have been designed to see whether you have any specific preferences within your investments.

Do you wish to override Harding's Investment Committee and have specific preferences on where your money is invested?

Harding Financial will invest your money into a wide range of diversified investments based on our investment committee research. Details of which can be found here https://www.hardingfinancial.co.uk/investment-process. This will result in approximately 20% of your monies being invested in ethical or sustainable investments. However, if you wish to override our investment committee, please let let us know what specific preferences you have.

Regarding your preferences, would you rather invest into specifically ethical funds (positive screening) or avoid certain areas (negative screening)?

Do you wish to avoid certain investments (Policies, Issues and Themes), how investments are made (Approaches and Application) or who you are investing with (Corporate Activity)?

Psycometric Risk Questionnaire

The following questions come from our psycometric risk profiling tool.

I would enjoy exploring invesment opportunities for my money

I would go for the best possible return even if there were risk involved

Compared to other people, how would you describe your typical attitude when making important financial decisions?

Compared to others, what amount of risk have you taken with your past financial decisions?

To reach my financial goal, I prefer an investment which is safe and grows slowly but steadily, even if it means lower growth overall

I am looking for high investment growth. I am willing to accept the possibility of greater losses to achieve this

If you had money to invest, how much would you be willing to place in an investment with possible high returns but an equal element of risk?

How would a close friend describe your attitude to taking financial risks?

If you had picked an investment with potential for large gains but also the risk of losses how would you feel?

Imagine that you have some money to invest and a choice of two investment products, which option would you choose?

I would prefer small certain gains to large uncertain ones

When conisdering a major financial decision which statement BEST describes the way you think about the possible losses or the possible gains?

I want my investment money to be safe even if it means lower returns

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Your Assessment of Risk

This document has been designed by Harding Financial to ask you a few questions regarding your investment preferences.

No Investment Risk

You are unwilling or unable to take any investment risk with your money and prefer to retain your capital on deposit in a bank or building society.

You understand that your capital’s spending power may be eroded over time by the effect of inflation if the net interest rate you achieve is lower than the prevailing rate of inflation.

You also understand that if you hold more than £85,000 per person within one organisation (this includes separate banks/building societies owned by one singular entity) that should the entity fail, that the Financial Services Compensation Scheme will not provide protection above this amount. For further information please refer to www.fscs.org.uk

Cautious

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Psychometric Questionnaire

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