Raphael Macharia


I love the team at Hard­ing Finan­cial, we’re all for­ward think­ing indi­vid­u­als who look for ways to improve and enhance the ser­vice deliv­ered to clients.”

01483 80 20 10
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Raphael Macharia


  • Diploma in Regulated Financial Planning
  • Certificate in Regulated Equity Release
  • Certificate in Mortgage Advice
  • Certificate in Discretionary Investment Management
  • Certificate in Long Term Care Insurance

About me

I started my career in financial services having finished my A-levels at college, my first role in the industry was as a customer service representative for a large, well known investment platform. From there I seized an opportunity to move into an advisory firm in Reading where I started as an administrator and then moved across into the paraplanning team. It was in this role that I completed my diploma. At the start of 2020 I joined Harding Financial!

What I love about Harding Financial

The client centric approach to financial planning, we put our clients at the heart of everything we do and go the extra mile every time.

I also love the team at Harding Financial, we're all forward thinking individuals who look for ways to improve and enhance the service delivered to clients.

As I look towards the future

I am keen to continue learning and expanding my knowledge and am currently working toward my Fellowship with the Chartered Insurance Institute which I hope to achieve in the next 2 years. I am also looking forward to growing within the company and becoming a Financial Planner at some point in the future.

At the weekend you'll find me

When I’m not working I like to spend my time out and about with family and friends. You’ll also find me in the gym or playing football at the weekends.

Want to buy me lunch

It’s a burger and chips for me please!

Contact Us

Get in touch today

Call us, email, drop in, or fill in the form so that one of our expert advisers can be in touch.

We look forward to hearing from you and being your financial partner.

The Estate Yard
East Shalford Lane